Disclaimer & Terms of Use

Disclaimer & Terms of Use

By using this website, you accept and agree to this website’s Disclaimer & Terms of Use, as well as this website’s Privacy Statement. Therefore, you should read the terms of this Disclaimer & Terms of Use and Privacy Statement before using the services offered in our website.



Tahoe Life Insurance Company (Macau) Limited(“the Company”) reserves the right to update the Company’s Privacy Policy and website Privacy Statement at anytime to reflect our website and privacy compliance development. Please check these policies periodically for changes.

The Privacy Policy and website Privacy Statement are available in Chinese and English. Should a discrepancy or conflict arise, the Chinese version shall prevail.

Limitation of Liability

In no circumstance are the Company and its members responsible for or liable to any kind of loss or damages that may arise in any connection with your use of this website, including but not limited to any direct, indirect, special, incidental, third party, punitive or consequential damage. Without limiting the foregoing, the Company shall not be responsible for any detrimental reliance that you may place upon this website or its contents whatsoever.  

Terms of Use


The Company or any other information provider own the copyright of all information and materials provided in this website. Without prior written consent by the Company, you are not allowed to modify, reproduce, store in a retrieval system, transmit, copy, distribute or use for commercial purposes any information or materials provided in this website.

No Warranties

The information and materials provided by the Company or any other parties in this website are for general information purpose only and subject to change without prior notice. The Company does not guarantee the accuracy or completeness of the information and materials in this website. In particular, no warranty regarding non-infringement, security, accuracy, fitness for a purpose or freedom from computer viruses is given in connection with such information and materials.

Linked Websites

This website may be linked to other websites which are not maintained by the Company. Such links are provided for your convenience and reference only. The hyperlink to any other website is not an endorsement or indication of verification by the Company of such website or its contents. Such websites are accessed at your own risk.

Website Privacy Statement

The company only collects personal data relevant to our operations in order to deliver our services. The personal data collected from you may be transferred among different units within the Company or to the following third party(ies): (1) any agent, contractor or third party service provider who provides administrative, telecommunications, computer, or other services to the Company in connection with the operation of its business; (2) any person / authority to whom the Company is under an obligation to make disclosure as required by any law binding on the Company.

If you only visit our website, rather than implement its software to submit an application, we will not record identifiable information nor collect from you other personal information such as name and address.

This statement does not extend to external websites that have been linked from our website. It is suggested that you refer to the privacy statements of those external websites.


Our website uses SSL protocol to encrypt data during network transmission to protect your personal data from unauthorized or accidental access.

When you browse our website, our website system may log down information from your browser, such as your IP address, access date and time. The purpose of collecting this information is for information security and internal record.

Although every effort is made to secure network communications, we cannot guarantee the privacy of online communications, including the potential risks that the data will be seen or used by unauthorised third parties. Individuals using online services should also take steps to protect personal information, such as closing the web browser when finishing the use of the site; ensuring password(s) are kept securely and not disclosed to anyone else. If you have any concern on the above-mentioned risks, we recommend you to use alternative methods or channels other than the Internet (e.g. visiting our company) for the provision of your information to us.